Litigation funding without live data is not due diligence. It is optimism with a chequebook.

You commit capital against claim books assessed at a point in time. The due diligence window gives you a snapshot. But claims are not static assets. They age, move through regulatory schemes, gain or lose evidential weight, and fluctuate in expected return as lender conduct findings develop. Once your capital is deployed, most funders are operating on faith, monthly management reports from the firms themselves, and whatever the solicitor's PI insurer is willing to tell you at review. That is not a portfolio management model. That is a prayer.

Every litigation funder applies the same five assessment criteria when evaluating a claim portfolio. ClaimPassports was built to produce precisely the data those five criteria require, automatically, at claim level and at portfolio level, before you commit and every day after.

ClaimPassports is not a tool that helps solicitors manage their files. It is a platform that makes every claim in a firm's book readable, scored, and monitored to a consistent standard in real time. For a litigation funder, that is a fundamental change in what you can see, when you can see it, and how you price what you are buying.

ClaimWatch is the portfolio monitoring function within the ClaimPassports platform. It is specifically designed to give funders, operators, and senior stakeholders a live view of claim book health across all firms in their portfolio. Not aggregated summaries. Not firm-prepared reports. Live data pulled from the same platform the solicitor uses to process their files.

ClaimPassports delivers specific, actionable data at each stage of the funding lifecycle. The table below maps the platform's capability to each phase of your engagement with a funded firm.

When you mandate ClaimPassports as a condition of funding, you are not adding a platform requirement to your term sheet. You are removing a category of risk from your portfolio that currently has no structural solution.

The practical mechanism is simple. You add a single clause to your facility agreement: all claims processed under the funded portfolio must be onboarded and maintained on the ClaimPassports platform, with funder read-level access granted to OCC's ClaimWatch dashboard as a condition of each draw request. OCC manages the platform. You retain continuous visibility.

ClaimPassports is a single platform. There are no tiers. For funded portfolios, OCC offers a Funder Partnership structure that includes ClaimWatch dashboard access, portfolio-level reporting, and a dedicated account relationship. Pricing is discussed directly with OCC.

The UK claims market does not sit still. Regulatory conduct findings, FOS policy shifts, court rulings, and redress scheme activations continuously reshape the value and routing of claim portfolios across every category. The FCA motor finance redress scheme under PS26/3 is one current example: a major regulatory event compressing significant claim volume into a defined settlement window and requiring rapid portfolio recalibration as the scheme, the court omnibus track, and the constitutional vires challenge develop in parallel. It is one of many. Packaged bank account claims, pension mis-selling, consumer credit, SME energy, and commercial litigation each carry their own regulatory and evidential dynamics that shift the value of a funded portfolio without warning.

For a litigation funder, the risk is not that you pick the wrong claim type. The risk is that the picture changes after you commit and you have no live mechanism to see it happening. A firm running ClaimPassports gives you that mechanism across every product in its book, not just the headline category. When a conduct finding moves the EPR score on a lender cohort, you see it in ClaimWatch before the firm has written you an email. When a regulatory routing decision shifts volume from the scheme track to the court track, the portfolio recalculates automatically. That is the intelligence infrastructure that removes retrospective surprise from funded portfolio management.

Business commercial litigation is one of the fastest growing segments in UK litigation funding. Breach of contract, director and officer liability, professional negligence, shareholder disputes, insolvency-related claims, and SME financial mis-selling all represent funded claim categories where institutional capital is increasingly active and where the same data infrastructure requirements apply. ClaimPassports processes commercial litigation claims on the same platform, using the same ESP and EPR scoring engines, producing the same PIS banded portfolio output that the consumer financial claims books generate.

The commercial litigation market is growing because institutional funders have recognised that the evidential and return profile of well-scored commercial claims is at least as strong as consumer financial claims at portfolio scale, with the added advantage that settlement values are typically higher per matter and defendant capacity is more predictable. ClaimPassports is the infrastructure layer that makes a mixed consumer and commercial claim book fundable under a single access licence. A funder holding a ClaimWatch access licence sees the full portfolio, both consumer financial claims and commercial litigation, in one dashboard with identical scoring methodology applied throughout.